Whether Pending Loans should be cleared in Lump sum ?

The employees who have drawn long term advances like conveyance House Building, Marriage, Computer etc., advances should remit the loan amount equal to twelve months in advance. If the leave continues for second year, the next twelve months recoveries should be remitted in advance – Govt. Lr.(Ms). No. 87832A/Sal – l/93-1 Finance, dt. 10-2-94. ( In respect of short recoveries , the outstanding amount shall be remitted in lumpsum).